Cedar Tree Travel Insurance Reviews:

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Cedar Tree Travel Insurance Reviews:

  • They can cover you for up to £15 million in emergency medical treatments abroad.
  • They cover you in the event your travel or accommodation providers, including insolvency of your scheduled airline, go bankrupt and can help you find alternative travel arrangements.
  • They can pay you up to £7,500 for unrecoverable costs if you end up having to cut your trip short due to illness, bereavement or other circumstances (see policy wording for more details).
  • They cover more than 100 different sports and activities, completely free of charge, giving you the freedom to have as active a holiday as you’d like!
  • They will pay up to £1,000 reasonable extra costs of travel and accommodation to reach your destination in the event that you miss your departure.
  • They can pay up to £3,000 for personal items owned by you that are destroyed, lost, stolen or damaged during your trip.
  • They will pay up to £100 per 12 hour period that your baggage is delayed by more than 12 hours to cover replacement of your essential items.

 

Features Explained

Excess: In the event of a claim, your claim will be subject to the standard policy excess as noted for each cover level where applicable. Please see the policy wording for further information.

Medical Expenses: This is the maximum amount you can claim per person for medical expenses and repatriation if needed. Please refer to your policy documents for further details and exclusions.

Cancellation and Curtailment: If your holiday is cancelled, this is the maximum amount per person you can claim for travel and accommodation costs that can’t be recovered. Curtailment provides cover for losses incurred in the event that you have to return home early from your trip. Please refer to your policy documents for further details and exclusions.

Baggage: This is the maximum amount you can claim per person if your baggage is lost, stolen or damaged. Please refer to your policy documents for further details and exclusions.

Scheduled Airline Failure: Providers cover for losses incurred if a Scheduled Airline is unable to fulfil its obligations due to financial failure. Please refer to your policy documents for further details and exclusions.

Scheduled Airline Failure: Providers cover for losses incurred if a Scheduled Airline is unable to fulfil its obligations due to financial failure. Please refer to your policy documents for further details and exclusions.

End Supplier Failure: Provides cover if losses are incurred as a result of the insolvency of end suppliers of travel services (e.g. flights, hotels, activities). Please refer to your policy documents for further details and exclusions.

Gadget Cover: Provides mandatory cover for accidental damage, theft and loss for gadgets which include mobile phones, cameras, laptops and tablets. Please refer to your policy documents for further details and exclusions.

Personal Liability: Provides cover (including legal costs and expenses) against any amount you become legally liable to pay as compensation for any claim or series of claims arising from one event for which cause is accidental, including bodily injury and loss of or damage to property. Please refer to your policy documents for further details and exclusions.

Legal Expenses: Provides cover to assist you in pursuing compensation or damages following personal injury while you’re abroad. Please refer to your policy documents for further details and exclusions.

Personal Accident: Provides cover for loss of limbs, loss of sight, permanent total disablement and death. Please refer to your policy documents for further details and exclusions.

Hijacking: Provides cover in the event that you are prevented from reaching your destination as a result of hijack. Please refer to your policy documents for further details and exclusions.

Hospital Benefit: Provides a benefit for each 24 hour period you spend in hospital as an in-patient, up to the amount specified. Please refer to your policy documents for further details and exclusions.

Pet Care: Provides a benefit for any additional kennel / cattery fees incurred, if your domestic dog / cat are in kennel / cattery during your trip and your return to home area has been delayed due your bodily injury, illness or disease. Please refer to your policy documents for further details and exclusions.

Personal Money: Provides cover for the accidental loss of, theft of or damage to personal money and documents (including the unused portions of passports, visas and driving licenses). Cover is also provided for foreign currency during the 72 hours immediately before your departure on the outward journey. Please refer to your policy documents for further details and exclusions.

Delayed Departure: Provides cover should public transport on which you are booked to travel is delayed or cancelled as a result of a strike, industrial action, adverse weather conditions or mechanical failure. Please refer to your policy documents for further details and exclusions.

Missed Departure: Provides cover for additional travel and/or accommodation expenses in the event that you miss the departure. Please check the policy documents for full details regarding in what event the insurer will cover you for this, and to make sure you are covered with the insurer for both the outward and return journey on your trip. Please refer to your policy documents for further details and exclusions.

Baggage Delay:Cover is provided if your baggage is delayed for more than 12 hours up to the maximum amount shown.

  • Silver – £25 after each 12 hour period
  • Gold – £50 after each 12 hour period
  • Platinum – £100 after each 12 hour period

Mugging: Provides you with cover if you need medical treatment in a hospital as a result of you sustaining bodily injury whilst being mugged. Please refer to your policy documents for further details and exclusions.

Passport & Documents:Provides cover for reasonable costs of replacing your passport, travel documents or tickets following accidental loss or theft. Please refer to your policy documents for further details and exclusions.

Gadgets Cover Level Explanation

Gadget:Cover for Accidental damage, Theft and Loss

Would you like to know more about travel insurance . Please go to this fantastic read

Cedar Tree single trip Travel Insurance

About: Moneyfacts gave this insurance policy 5 stars in single trip travel insurance 2018. And DEfaqto give him 4 stars rating. Trustpilot gave him 9.1/10  score on reviews on 2803 customer.

Quote Summary:

  • Worldwide Tour(Worldwide excluding the United States, Canada, Mexico, Bermuda and the Caribbean) for 7 days
  • For 2 adult people
  • Single Trip

 

Policy Name Silver Gold Platinum
Annual Multi Trip Price £47.00 £ 58.00 £ 76.00
DEfaqto Rating 4 stars 5 Stars 5 Stars
Excess £ 50 £ 50
Medical Expenses £ 15,000,000 £ 15,000,000 £ 15,000,000
Cancellation & Curtailment £ 3,000 £ 5,000 £ 7,500
Baggage £ 2,000 £ 2,000 £ 3,000
Scheduled Airline Failure £ 2,500 £ 2,500 £ 2,500
End Supplier Failure £ 2,500 £ 2,500
Gadget Cover £ 250 £ 500 £ 500
Personal Liability £ 2,000,000 £ 2,000,000 £ 2,000,000
Legal Expenses £ 5,000 £ 20,000 £ 30,000
Personal Accident £ 1,000 £ 10,000 £ 10,000
Hijacking £ 250 £ 350
Hospital Benefit £ 200 £ 1,000 £ 1,500
Pet Care £ 150 £ 200 £ 250
Personal Money £ 300 £ 300 £ 400
Delayed Departure £ 150 £ 250 £ 500
Missed Departure £ 250 £ 500 £ 1,000
Baggage Delay £ 150 £ 300 £ 500
Mugging £ 150 £ 250 £ 350
Passport & Documents £ 100 £ 300 £ 500
Winter Sports Cover**
Ski Equipment Owned £ 500 £ 750 £ 1,000
Ski Equipment Hired £ 150 £ 250 £ 400
Ski Hire £ 250 £ 375 £ 500
Ski Pack £ 250 £ 400 £ 500
Piste Closure £ 250 £ 400 £ 500
Avalanche Closure £ 250 £ 400 £ 500
Physiotherapy £ 200 £ 350
Natural Catastrophe Cover**
Cancellation Or Abandonment £ 3,000 £ 5,000 £ 7,500
To Reach Your Destination £ 3,000 £ 5,000 £ 7,500
Delayed Departure Outbound £ 150 £ 250 £ 500
Departure Abandonment £ 3,000 £ 5,000 £ 7,500
Missed Departure Expenses £ 250 £ 500 £ 1,000
Alternative Accommodation £ 3,000 £ 5,000 £ 7,500
Return Home Expenses £ 3,000 £ 5,000 £ 7,500
Missed Departure Inbound £ 150 £ 250 £ 500
Missed Departure Inbound Connection £ 250 £ 500 £ 1,000
Golf Cover**
Golf Equipment £ 1,000 £ 1,500 £ 2,000
Golf Equipment Hire £ 250 £ 375 £ 500
Green Fees £ 250 £ 350 £ 500
Wedding Cover**
Wedding Rings £ 300 £ 500 £ 1,000
Wedding Gifts £ 500 £ 750 £ 1,000
Wedding Attire £ 1,000 £ 1,500 £ 2,000
Photographs & Video £ 500 £ 750 £ 1,000
Cruise Cover**
Baggage £ 2,500 £ 3,000 £ 3,500
Valuables Limit £ 500 £ 500 £ 500
Unused Excursions £ 300 £ 500 £ 750
Missed Port £ 125 £ 250 £ 500
Confinement To Cabin £ 200 £ 1,000 £ 1,500
Business Cover**
Business Equipment £ 750 £ 1,000 £ 1,500
Replacement Business Associate £ 3,000 £ 5,000 £ 7,500
Gadget Cover**
Gadget Level 1 £ 1,000 £ 1,000 £ 1,000
Gadget Level 2 £ 2,000 £ 2,000 £ 2,000
Gadget Level 3 £ 3,000 £ 3,000 £ 3,000
Unauthorised Usage £ 1,000 £ 1,000 £ 1,000

 

Additional Charges: £58.00

Inclusive Benefits

24 Hour Emergency Helpline: Included

Scheduled Airline Failure Cover: Included

100 FREE Sports & Activities: Included

What is insured?

 Who is covered?

·         Cancelling or cutting short a trip

We will pay up to £5,000 per person for your unused and irrecoverable costs if you have to cancel or cut short your trip as a result of one of a number of covered scenarios.

·         Medical emergency and repatriation expenses

Should you become unwell whilst on a trip, we will pay up to £15,000,000 for your hospital, ambulance and medical repatriation costs, including up to £500 for emergency dental treatment.

·         Baggage

We will cover you if your personal belongings are lost, damaged or stolen up to £2,000 per person, the following limits also apply:

– Up to £300 for any one article

– Up to £300 for the total of all valuables.

·         Personal money, passports and documents

If your personal money is lost, damaged or stolen the following limits apply:

– Up to £300 for personal money

– Up to £250 for cash

– Up to £75 for cash if under the age of 18

We will also pay your additional accommodation and transport costs, up to £300, to obtain a replacement passport if yours is lost, stolen or damaged.

·         Delayed Departure

We will pay up to £250 if your departure from or to the UK is delayed for at least 12 hours as a result of one of a number of covered scenarios.

·         Missed Departure

We will pay your additional transport up to £500 if you miss your public transport from or to the UK as a result of one of a number of covered scenarios.

What is not insured?

  • Any claims arising from a sport or other activity which is not shown in the list of covered activities unless you have declared it to us and we have agreed to cover it.
  • Your inability to travel due to your failure to hold, obtain or produce a valid passport or any required visa in time for the booked trip.
  • You drinking too much alcohol or alcohol abuse where it is reasonably foreseeable that such consumption could result in an impairment of your faculties and/or judgment resulting in a claim.
  • Any amount recoverable from any other source such as your airline, accommodation provider, ATOL bond or debit/credit card provider.
  • Any lost or additional expense which relates to anybody not insured on this policy.
  • The cost of Air Passenger Duty whether irrecoverable or not.
  • Loss, theft of or damage to valuables, cash, important documents or personal money left unattended or from luggage checked in with an airline.

 

Pros:

Medical Expenses are Included

Scheduled Airline Failure are Included

Cutting Trip Short are included in this policy plan.

100 Sports & Activities and Delayed Baggage are Included.

Missed Departure and Baggage features are Included.

Cons:

End Supplier Failure and Hijacking are not included in silver policy plan.

 

Cedar Tree Annual Multi trip Travel Insurance

About: About: Moneyfacts gave this insurance policy 5 stars in single trip travel insurance 2018. And DEfaqto give him 4 stars rating.

Quote Summary:

  • Worldwide Tour(Worldwide excluding the United States, Canada, Mexico, Bermuda and the Caribbean) for 7 days
  • For 2 adult people
  • Annual Multi Trip
Policy Name Silver Gold Platinum
Annual Multi-Trip Price £165.00 £211.00 £303.25
Defaqto Rating 4 Stars 5 Stars 5 Stars
Max Trip Duration 32 Days 45 Days 92 Days
Excess £ 50 £ 50
Medical Expenses £ 15,000,000 £ 15,000,000 £ 15,000,000
Cancellation & Curtailment £ 3,000 £ 5,000 £ 7,500
Baggage £ 2,000 £ 2,000 £ 3,000
Scheduled Airline Failure £ 2,500 £ 2,500 £ 2,500
End Supplier Failure £ 2,500 £ 2,500
Gadget Cover £ 250 £ 500 £ 500
Personal Liability £ 2,000,000 £ 2,000,000 £ 2,000,000
Legal Expenses £ 5,000 £ 20,000 £ 30,000
Personal Accident £ 1,000 £ 10,000 £ 10,000
Hijacking £ 250 £ 350
Hospital Benefit £ 200 £ 1,000 £ 1,500
Pet Care £ 150 £ 200 £ 250
Personal Money £ 300 £ 300 £ 400
Delayed Departure £ 150 £ 250 £ 500
Missed Departure £ 250 £ 500 £ 1,000
Baggage Delay £ 150 £ 300 £ 500
Mugging £ 150 £ 250 £ 350
Passport & Documents £ 100 £ 300 £ 500
Winter Sports Cover**
Ski Equipment Owned £ 500 £ 750 £ 1,000
Ski Equipment Hired £ 150 £ 250 £ 400
Ski Hire £ 250 £ 375 £ 500
Ski Pack £ 250 £ 400 £ 500
Piste Closure £ 250 £ 400 £ 500
Avalanche Closure £ 250 £ 400 £ 500
Physiotherapy £ 200 £ 350
Natural Catastrophe Cover**
Cancellation Or Abandonment £ 3,000 £ 5,000 £ 7,500
To Reach Your Destination £ 3,000 £ 5,000 £ 7,500
Delayed Departure Outbound £ 150 £ 250 £ 500
Departure Abandonment £ 3,000 £ 5,000 £ 7,500
Missed Departure Expenses £ 250 £ 500 £ 1,000
Alternative Accommodation £ 3,000 £ 5,000 £ 7,500
Return Home Expenses £ 3,000 £ 5,000 £ 7,500
Missed Departure Inbound £ 150 £ 250 £ 500
Missed Departure Inbound Connection £ 250 £ 500 £ 1,000
Golf Cover**
Golf Equipment £ 1,000 £ 1,500 £ 2,000
Golf Equipment Hire £ 250 £ 375 £ 500
Green Fees £ 250 £ 350 £ 500
Wedding Cover**
Wedding Rings £ 300 £ 500 £ 1,000
Wedding Gifts £ 500 £ 750 £ 1,000
Wedding Attire £ 1,000 £ 1,500 £ 2,000
Photographs & Video £ 500 £ 750 £ 1,000
Cruise Cover**
Baggage £ 2,500 £ 3,000 £ 3,500
Valuables Limit £ 500 £ 500 £ 500
Unused Excursions £ 300 £ 500 £ 750
Missed Port £ 125 £ 250 £ 500
Confinement To Cabin £ 200 £ 1,000 £ 1,500
Business Cover**
Business Equipment £ 750 £ 1,000 £ 1,500
Replacement Business Associate £ 3,000 £ 5,000 £ 7,500
Gadget Cover**
Gadget Level 1 £ 1,000 £ 1,000 £ 1,000
Gadget Level 2 £ 2,000 £ 2,000 £ 2,000
Gadget Level 3 £ 3,000 £ 3,000 £ 3,000
Unauthorised Usage £ 1,000 £ 1,000 £ 1,000

 

Additional Charges: £211.00

Inclusive Benefits

24 Hour Emergency Helpline: Included

Scheduled Airline Failure Cover: Included

100 FREE Sports & Activities: Included

Winter Sports: Included

 

What is insured?

Who is covered?

Cancelling or cutting short a trip

We will pay up to £3,000 per person for your unused and irrecoverable costs if you have to cancel or cut short your trip as a result of one of a number of covered scenarios.

Medical emergency and repatriation expenses

Should you become unwell whilst on a trip, we will pay up to £15,000,000 for your hospital, ambulance and medical repatriation costs, including up to £250 for emergency dental treatment.

Baggage

We will cover you if your personal belongings are lost, damaged or stolen up to £2,000 per person, the following limits also apply: – Up to £150 for any one article – Up to £150 for the total of all valuables.

Personal money, passports and documents

If your personal money is lost, damaged or stolen the following limits apply: – Up to £300 for personal money – Up to £200 for cash – Up to £50 for cash if under the age of 18 We will also pay your additional accommodation and transport costs, up to £100, to obtain a replacement passport if yours is lost, stolen or damaged.

Delayed Departure

We will pay up to £150 if your departure from or to the UK is delayed for at least 12 hours as a result of one of a number of covered scenarios.

 Missed Departure

We will pay your additional transport up to £250 if you miss your public transport from or to the UK as a result of one of a number of covered scenarios.

What is not insured?

  • Any claims arising from a sport or other activity which is not shown in the list of covered activities unless you have declared it to us and we have agreed to cover it.
  • Your inability to travel due to your failure to hold, obtain or produce a valid passport or any required visa in time for the booked trip.
  • You drinking too much alcohol or alcohol abuse where it is reasonably foreseeable that such consumption could result in an impairment of your faculties or judgment resulting in a claim.
  • Any amount recoverable from any other source such as your airline, accommodation provider, ATOL bond or debit/credit card provider.
  • Any lost or additional expense which relates to anybody not insured on this policy.
  • The cost of Air Passenger Duty whether irrecoverable or not.
  • Loss, theft of or damage to valuables, cash, important documents or personal money left unattended or from luggage checked in with an airline.

Pros:

  • Medical Expenses: They will cover you up to £15m for emergency medical treatment abroad, including direct payment of hospital bills, emergency dental treatment and repatriation to the UK.
  • Scheduled Airline Failure: They will pay up to £2500 for irrecoverable costs and alternative travel arrangements in the event of insolvency of the scheduled airline you are booked to travel with.
  • End Supplier Failure cover up to £2500.
  • Cutting trip short cover up to £7500.

Cons:

  • Any lost or additional expense which relates to anybody not insured on this policy.

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