Top 10 Car insurance plan on the basses of annual price.

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Top 10 Car insurance plan on the basses of annual price.

 

Company Name

Annually Price

Legal

Breakdown

Know More

More Than Car Insurance £739.53 £28.50 Extra £26.99 Extra Know More
LiverPool Victoria £790.92 £24.90 Extra £26.99 Extra Know More
LiverPool Victoria Extra £815.82 Yes £26.99 Extra Know More
Admiral Little Box £1049.44 £29.95 Extra £44.95 Extra Know More
Admiral £1182.72 £29.95 Extra £44.95 Extra Know More
Elephant Car Insurance £1191.68 £29.95 Extra £44.95 Extra Know More
Diamond Car Insurance £1200.64 £29.95 Extra £44.95 Extra Know More
SAGA Car Insurance £1338.03 £30.00 Extra £39.99 Extra Know More
BG Insurance £1719.81 £23.00 Extra Yes Know More
Acorn Insurance £1734.76 Yes £56.10 Extra Know More

 

Compare the market car insurance over 50

As long as you make 50 hits, you have a lot of experience behind the wheel. The insurance provider recognizes this and it is one of the main reasons why car insurance premiums are available for less than 50 people. But cover is not cheap in any way, so we have created a simple guide to help you deduct the cost of your car insurance.

How is car insurance calculated?

Car insurance is based on your age, driving history, your car and where you live. When you pay, it comes to work when risk for risk insurance providers is an important factor. Therefore, if you are over 50, the assumption is that you are less risk because you are a more experienced driver. Also, chances are you have earned some claims discount.

The insurance provider considers the value of your car and where you keep it.Your address is also important. If your home car is in a high rate area of ​​crime, you usually pay more for your insurance.Once all these factors are taken into account, insurance premium tax (IPT) is added. Standard IPT is currently 12%

 

Features Explained:

  • Excess is the first amount payable when any claim is made windscreen only claims have a different excess amount.
  • Legal Cover could assist you in recovering certain uninsured losses not covered by your own insurance policy, as a result of an accident that was not your fault.
  • A courtesy car is usually provide for the duration of repairs when making a claim.
  • Breakdown cover will cover your vehicle for mechanical failure but levels of cover will vary between insurers.
  • Windscreen cover provides cover for all damage sustains to your vehicle windscreen. An excess may apply.
  • DEfaqto is an independent research company who assesses the quality of financial products.

Policy Feature

Courtesy car

If included, a courtesy car is provided when making a claim where your vehicle is deemed to be repairable by an ‘approved repairer’ of your insurance company. A courtesy car will typically not be provided if your vehicle is stolen and/or written off but cover can often be upgraded.

Windscreen cover

This provides cover for all damage sustained to your vehicle windscreen, whilst some insurers will extend this cover to side windows and sunroofs. A different excess will apply for windscreen claims and you may be required to use an approved repairer.

Personal accident cover

This is additional cover on the policy for injury and/or death caused by an accident. This cover will be up to a certain value depending on the circumstances, whilst a maximum age may apply.

Protected no-claims bonus

If a no-claims bonus is protected, then it’ll remain intact even if a “fault” claim is made. However, a subsequent claim may result in your NCB years being reduced.

Personal effects Cover

This is cover on the policy for lost, stolen or damaged personal possessions up to a certain value when a claim is made.

Legal cover

Legal cover could assist you in recovering certain uninsured losses not covered by your own insurance policy, as a result of an accident that wasn’t your fault. Examples include; injury to you, loss of earnings and additional travel costs.

Breakdown cover

Insurers typically offer various levels of breakdown cover, from roadside assistance to vehicle recovery (to a place of safety, a garage or your destination). Additionally, if home start is included then your breakdown provider will come to your home to assist.

Repairs

Please note that following a claim most insurance provider’s will only guarantee the vehicle’s repairs if you use one of their approved repairers. You can still choose your own repairer, but you won’t benefit from this guarantee and an additional excess may apply.

Driving Abroad

If included, this will extend your insurance policy to certain countries outside of the UK for a maximum number of days. However, cover levels may vary so please check with your insurer who may also be able to provide you with a Green Card, which acts as proof of insurance whilst abroad.

What is black box insurance?

If you are a young driver or you’ve recently passed your test, then you can face eye water for your car insurance. This is because most insurers base their premium calculation on the premium and general statistical block of evidence – and, unfortunately, young and new qualified drivers are more likely to be in the event of an accident than any other group.However, Black Box Insurance – also known as ‘Telematics’ or ‘you are also known as car insurance’ in the form of payment – its goal is to drive drivers to drivers based on actual driving style rather than figures. Providing a cheaper alternative by providing focused premiums.]’

DEfaqto Expert Rated:

DEfaqto is an independent financial research company. It independently assesses all products in the market, and gives each a rating from 1 to 5 stars based on the quality and comprehensiveness of the features and benefits it offers. This helps you see, at a glance, where a product sits in the market.

A 1 star-rated product is a basic product, with a low level of features and benefits. Whereas 5 star-rated products provide a comprehensive range of features and benefits.

Now we compare the market car insurance over 50. And Top 10 Car insurance plan on the basses of annual price.

1.     More Than Car Insurance

About:The car insurance offers two levels of cover: the third party fire and theft, and completely widespread. Third party fire and theft harm other motorist’s vehicles, as well as if your vehicle is stolen or damaged by fire.The cost depends on many factors, such as your car, your address, your driving history, etc., not to mention the level of the cover you choose, along with any optional extras.

Annually Price: £739.53per year

Excess:           

  • Voluntary £250
  • Compulsory £100
  • Total                    £350

 

Legal:£28.50extra

Courtestcar:     Yes

Breakdown:£26.99extra

Your Policy Included:

Courtesy car

    • Courtesy car—————-Included
    • Type of courtesy car——Small hatchback
    • Days————————-availableDuring repair
    • Courtesy car—————-total loss Optional upgrade

Windscreen cover

    • Windscreen cover———Included
    • Excess (repair)————–£10
    • Excess (replace)————£75

Personal accident cover

    • Personal accident cover————-Included
    • Death cover—————————-£5,000
    • Disability cover———————— £5,000
    • Personal accident max age———–Unlimited

Protected no-claims bonus

    • Protected——–no-claims
    • Bonus————-Included

Personal effects Cover

    • Personal effects cover———————–Included
    • Amount of cover——————————£250

Your policy could include…

These features are available to add to your policy for an extra cost.

Legal cover

    • Legal cover————–£28.50
    • Amount of cover——-£100,000

Breakdown cover

    • Breakdown cover————————–£26.99
    • European breakdown cover————–Optional upgrade
    • Breakdown upgrades available———-Roadside assistance / Tow to nearest garage / Recovery / Home start

Repairs

    • Type of repairs guaranteed———-All
    • Repair guarantee (years)————-Unlimited
    • Non-approved repairer excess ——No

Not included

A few features are not available on this policy

Driving Abroad

    • Use outside of UK————–Optional upgrade
    • Number of days included——93
    • EU cover/Green card———–Included

Pros:

  1. Personal accident max age is unlimited.
  2. Protected your no-claims bonus included in this policy plan.
  3. Personal effects cover in this car insurance policy plan.

Cons:

  1. Driving abroad is not included.

 

 

2. Liverpool Victoria

 

About: Independent financial researcher Defaqto rated the LV = comprehensive car insurance policy as 5 stars (the company’s breakdown cover also got a 5-star rating).

A star rating indicates how much the product or offer sits on the basis of quality and generality of the facilities in the market.

Annually Price: £790.92 per year

Excess:           

  • Voluntary £250
  • Compulsory £100
  • Total                    £350

 

Legal:£24.90extra

Courtestcar:£19.90extra

Breakdown:£26.00 extra

DEfaqto Expert Rated———–5 Star in 2018

Your policy includes…

 

Windscreen cover

    • Windscreen cover———Included
    • Excess (repair)————–£10
    • Excess (replace)————Information not available

Protected no-claims bonus

    • Protected no-claims bonus——————-Included

Driving Abroad

    • Use outside of UK—————-Included
    • Number of days included ——180
    • EU cover/Green card————-Included

Personal effects cover

    • Personal effects cover————Included
    • Amount of cover——————-£300

Your policy could include…

These features are available to add to your policy for an extra cost.

Legal cover

    • Legal cover——————£24.90
    • Amount of cover————£100,000

Breakdown cover

    • Breakdown cover————————–£26.00
    • European breakdown cover————–Optional upgrade
    • Breakdown upgrades available———–Roadside assistance / Tow to nearest garage / Recovery / Home start / Onward travel

Repairs

    • Type of repairs guaranteed———————All
    • Repair guarantee (years)————————-5 (approved repairer only)
    • Non-approved repairer excess——————No

Courtesy car

    • Courtesy car———————£19.90
    • Type of courtesy car————-Small hatchback
    • Days available——————–During repair
    • Courtesy car – total loss———Optional upgrade

Personal accident cover

    • Personal accident cover—————-£19.90
    • Death cover——————————£10,000
    • Disability cover————————–£10,000
    • Personal accident max age————-Unlimited

Pros:

  1. Windscreen of your car in cover in this plan.
  2. Driving abroad features also included.
  3. Personal effects features also included in this plan.

Cons:

  1. They don’t cover more features than compare to other policy plan.

 

3. Liverpool Victoria Extra

 

About:  On many website, there are customer reviews verified by LV = Revovo. Based on more than 68,000 reviews, his car insurance service has been rated as 9 out of 10.

On reviewcentre.com, LV = car insurance scores 3.5 out of 5 stars based on 603 reviews. 68.2% will recommend customer service.

 

On trustpilot, LV = 100 is based on reviews, score of 3.4 out of 10.

 

Based on reviews, .co.uk, LV = More than 4.5 stars, 4.5 out of 5 stars based on reviews.

Annually Price: £790.92 per year

Excess:           

  • Voluntary £250
  • Compulsory £100
  • Total                    £350

 

Legal:Yes

Courtestcar:£19.90extra

Breakdown:£26.00 extra

DEfaqto Expert Rating is 5 Star.

Your policy includes…

Legal cover

    • Legal cover——————–Included
    • Amount of cover————-£100,000

Windscreen cover

    • Windscreen cover———————–Included
    • Excess (repair)—————————-£10
    • Excess (replace)————————–Information not available

Protected no-claims bonus

    • Protected no-claims bonus———–Included

Driving abroad

    • Use outside of UK———————-Included
    • Number of days included————180
    • EU cover/Green card——————-Included

Personal effects cover

    • Personal effects cover———-Included
    • Amount of cover——————£300

Your policy could include…

These features are available to add to your policy for an extra cost.

Breakdown cover

    • Breakdown cover————————————£26.00
    • European breakdown cover———————–Optional upgrade
    • Breakdown upgrades available——————-Roadside assistance / Tow to nearest garage / Recovery / Homestart / Onward travel

Repairs

    • Type of repairs guaranteed————-All
    • Repair guarantee (years)—————-5 (approved repairer only)
    • Non-approved repairer excess——–No

Courtesy car

    • Courtesy car——————–£19.90
    • Type of courtesy car———Small hatchback
    • Days available——————During repair
    • Courtesy car – total loss—–Optional upgrade

Personal accident cover

    • Personal accident cover——————£19.90
    • Death cover———————————-£10,000
    • Disability cover——————————£10,000
    • Personal accident max age—————Unlimited

Pros:

  1. Legal cover features is included.
  2. Driving abroad features are cover in this policy plan.
  3. In insurance policy protected no-claims bonus plan.

Cons:

  1. Courtesy car features are not included.

 

4. Admiral little box

 

About:There is no curfew but after 10 o’clock driving can reduce your driving score; 98% of more than 21,000 Admiral customers who made Admiral on review site, Revo will buy them again; Admiral 3 at the average rate of 5 stars on TrustPilot; Includes free breakdown covers and theft tracking; Between January 2018 and June 2018, 1 out of 10 customers who provided the best option price saved 28%; To qualify, you have to drive more than 1,900 miles per year, take premiums of £ 650 and have a car over £ 750 built after 2002.

Annually Price: £790.92 per year

Excess:           

  • Voluntary £250
  • Compulsory £100
  • Total                    £350

 

Legal:£29.95extra

Courtestcar:Yes

Breakdown:£44.95 extra

DEfaqto Expert Rating is 5 Star

Your policy includes…

Courtesy car

    • Courtesy car————————–Included
    • Type of courtesy car—————–Small hatchback
    • Days available————————During repair
    • Courtesy car – total loss————-Optional upgrade

Windscreen cover

    • Windscreen cover————–Included
    • Excess (repair)——————£25
    • Excess (replace)—————–£95

Personal accident cover

    • Personal accident cover————Included
    • Death cover————————–£5,000
    • Disability cover———————-£5,000
    • Personal accident max age———Unlimited

Protected no-claims bonus

 

    • Protected no-claims bonus——–Included

Driving abroad

    • Use outside of UK———————Included
    • Number of days included————90
    • EU cover/Green card—————–Included

Personal effects cover

    • Personal effects cover——— Included
    • Amount of cover—————-£150

Black box features

    • Device type——————–Included
    • Online driver dashboard—–Included
    • Accident alert——————Included
    • Theft tracking——————Included
    • Mileage limit——————Unlimited
    • Top-up miles——————-Not applicable

Black box fees

    • Installation——————————-£0.00
    • Transfer (different car)—————–£40.00
    • Cancellation (cooling-off)————–£0.00
    • Cancellation (disconnect)————–£100.00

Your policy could include…

These features are available to add to your policy for an extra cost.

Legal cover

    • Legal cover———————–£29.95
    • Amount of cover—————–£100,000

Breakdown cover

    • Breakdown cover——————————£44.95
    • European breakdown cover——————Optional upgrade
    • Breakdown upgrades available————–Roadside assistance / Tow to nearest garage / Recovery / Home start

Repairs

    • Type of repairs guaranteed———————-All
    • Repair guarantee (years)————————-Unlimited
    • Non-approved repairer excess——————-No

Pros:

  1. Black Box Fees is not included in this policy.
  2. Black box features included in this car insurance policy plan.
  3. Personal accident maximum age is unlimited.

Cons:

  1. Repairs of car is not included.

 

5.  Admiral Car Insurance

 

About:Launched in 1993, the Admiral is a car insurance expert who has branched to offer other insurance products including home, van, travel, life and pet cover. Admiral car offers a wide range of insurance products, including single car policies, multi car policies, cover for classic cars, and “black box” insurance, which is known as LittleBox.

For single and multi-car policies, there are three levels of cover available: Third party only, third party fire and theft, and fully comprehensive. In the third party, only other drivers and / or their vehicles are harmed, while third party fire and theft involved, as well as the cost of repair or repair of your vehicle if your car is damaged.

Annually Price: £1182.72 per year

Excess:           

  • Voluntary £250
  • Compulsory £100
  • Total                    £350

 

Legal:£29.95extra

Courtestcar:Yes

Breakdown:£44.95 extra

DEfaqto Expert Rating is 5 Star

Your policy includes…

Courtesy car

    • Courtesy car————————–Included
    • Type of courtesy car—————–Small hatchback
    • Days available————————-During repair
    • Courtesy car – total loss————–Optional upgrade

Windscreen cover

    • Windscreen cover———————-Included
    • Excess (repair)————————–£25
    • Excess (replace)————————-£95

Personal accident cover

    • Personal accident cover—————Included
    • Death cover——————————£5,000
    • Disability cover————————–£5,000
    • Personal accident max age————-Unlimited

Protected no-claims bonus

    • Protected no-claims bonus—————Included

Driving abroad

    • Use outside of UK———————Included
    • Number of days included————-90
    • EU cover/Green card——————-Included

Personal effects cover

    • Personal effects cover————Included
    • Amount of cover——————-£150

Your policy could include…

These features are available to add to your policy for an extra cost.

Legal cover

    • Legal cover————-£29.95
    • Amount of cover——-£100,000

Breakdown cover

    • Breakdown cover———————————£44.95
    • European breakdown cover———————Optional upgrade
    • Breakdown upgrades available—————–Roadside assistance / Tow to nearest garage / Recovery / Homestart

Repairs

    • Type of repairs guaranteed—————-All
    • Repair guarantee (years)——————-Unlimited
    • Non-approved repairer excess————No

Pros:

  1. Personal accident cover in this plan
  2. Windscreen is also include.
  3. Legal cover is also included in this car insurance over 50 policy.

Cons:

  1. Breakdown of car is include but with add some extra charges.

 

6.  Elephant Car Insurance

 

About:In his words, the aim of the elephant is to provide “no nonsense, great value, direct car insurance”. Like most car insurance providers, elephants offer three types of cover: only third party, third party, fire and theft and extensive. Third party is the only basic type of cover and there is a minimum legal requirement for car owners. You can make any damage to other people and their property (such as between them and their car collision).

Annually Price: £1191.68 per year

Excess:           

  • Voluntary £250
  • Compulsory £100
  • Total                    £350

 

Legal:£29.95extra

Courtestcar:Yes

Breakdown:£44.95 extra

DEfaqto Expert Rating is 4 Star

Your policy includes…

Courtesy car

    • Courtesy car————————————–Included
    • Type of courtesy car—————————-Small hatchback
    • Days available———————————–During repair
    • Courtesy car – total loss————————Optional upgrade

Windscreen cover

    • Windscreen cover——————————Included
    • Excess (repair)———————————-£25
    • Excess (replace)——————————–£95

Personal accident cover

    • Personal accident cover———————-Included
    • Death cover————————————-£5,000
    • Disability cover———————————£5,000
    • Personal accident max age——————-Unlimited

Protected no-claims bonus

    • Protected no-claims bonus——————-Included

Driving abroad

    • Use outside of UK——————————Included
    • Number of days included———————-90
    • EU cover/Green card————————Included

Personal effects cover

    • Personal effects cover———————-Included
    • Amount of cover——————————£150

Your policy could include…

These features are available to add to your policy for an extra cost.

Legal cover

    • Legal cover£29.95
    • Amount of cover£100,000

Breakdown cover

    • Breakdown cover————————-£44.95
    • European breakdown cover———–Optional upgrade
    • Breakdown upgrades available——–Roadside assistance / Tow to nearest garage / Recovery / Home start

Repairs

    • Type of repairs guaranteed—————–All
    • Repair guarantee (years)——————–Unlimited
    • Non-approved repairer excess————–Yes

Pros:

  1. Courtesy car cover in this plan.
  2. Windscreen also include in this plan.
  3. Personal accident cover in this policy.

Cons:

  1. Breakdown of car is included but with some extra charges and conditions.

 

7.  Diamond Car Insurance

About:Diamond has evolved to present a series of home and travel policies with its original car insurance policy.If you are the designated driver with any diamond car insurance policy then drivers can earn a bonus for Diamond No Claims. It will be a matter of interest for parents of young drivers.Diamond Industry standard offers a bonus accelerator with a bonus of full claims after 10 months instead of 12 months. Again, appeals to young drivers who have no claim yet.

Annually Price: £1200.64 per year

Excess:           

  • Voluntary £250
  • Compulsory £100
  • Total                    £350

 

Legal:£29.95extra

Courtestcar:Yes

Breakdown:£44.95 extra

DEfaqto Expert Rating is 4 Star

Your policy includes…

Courtesy car

    • Courtesy car————————————–Included
    • Type of courtesy car—————————–Small hatchback
    • Days available————————————During repair
    • Courtesy car – total loss————————Optional upgrade

Windscreen cover

    • Windscreen cover——————————-Included
    • Excess (repair)————————————£25
    • Excess (replace)———————————-£95

Personal accident cover

    • Personal accident cover————————Included
    • Death cover————————————–£5,000
    • Disability cover———————————-£5,000
    • Personal accident max age———————Unlimited

Protected no-claims bonus

    • Protected no-claims bonus———————Included

Driving abroad

    • Use outside of UK——————————–Included
    • Number of days included———————–90
    • EU cover/Green card—————————-Included

Personal effects cover

    • Personal effects cover—————————Included
    • Amount of cover———————————-£150

Your policy could include…

These features are available to add to your policy for an extra cost.

Legal cover

    • Legal cover—————————————-£29.95
    • Amount of cover———————————-£100,000

Breakdown cover

    • Breakdown cover———————————-£44.95
    • European breakdown cover———————-Optional upgrade
    • Breakdown upgrades available——————-Roadside assistance / Tow to nearest garage / Recovery / Home start

Repairs

    • Type of repairs guaranteed————————All
    • Repair guarantee (years)—————————Unlimited
    • Non-approved repairer excess——————–Yes

Pros:

  1. Driving in abroad is included.
  2. Windscreen is also cover in this over 50 car insurance plan.
  3. Personal accident is cover in this policy.

Cons:

  1. Legal cover is included with extra charges.

 

8. Saga Car Insurance

About:Saga is a British company established in 1959, which focuses on the needs of people 50 years of age or older, which provides insurance, holidays, financial services and health care. Its products have been made available specifically for people aged 50+, and they can often order premiums. However, this is a well-established company which boasts a series of praise and industry awards. It seems that Saga customers are ready to pay a bit more for their quality and service.

Annually Price: £1338.03 per year

Excess:           

  • Voluntary £250
  • Compulsory £150
  • Total                    £450

 

Legal:£30.00 extra

Courtestcar:Yes

Breakdown:£39.99 extra

DEfaqto Expert Rating is 4.5 Star

Courtesy car

    • Courtesy car————————————-Included
    • Type of courtesy car—————————Small hatchback
    • Days available———————————-During repair
    • Courtesy car – total loss———————-Optional upgrade

Windscreen cover

    • Windscreen cover——————————Included
    • Excess (repair)———————————–£0
    • Excess (replace)———————————£75

Personal accident cover

 

    • Personal accident cover————————Included
    • Death cover—————————————£5,000
    • Disability cover———————————–£5,000
    • Personal accident max age———————Unlimited

Protected no-claims bonus

    • Protected no-claims bonus———————Included

Driving abroad

    • Use outside of UK——————————-Included
    • Number of days included———————-Unlimited
    • EU cover/Green card—————————Included

Personal effects cover

    • Personal effects cover————————–Included
    • Amount of cover———————————£1,000

Your policy could include…

These features are available to add to your policy for an extra cost.

Legal cover

    • Legal cover—————————————–£30.00
    • Amount of cover———————————–£100,000

Breakdown cover

    • Breakdown cover———————————-From £39.99
    • European breakdown cover———————-Optional upgrade
    • Breakdown upgrades available——————-Roadside assistance / Tow to nearest garage / Recovery / Homestart

Repairs

    • Type of repairs guaranteed————————-All
    • Repair guarantee (years)—————————–5
    • Non-approved repairer excess———————-No

Pros:

  1. Repair of your car is included with some conditions
  2. Personal cover is also cover in this policy.
  3. Driving in abroad insurance is included in this over 50 car insurance policy.

Cons:

  1. Windscreen cover with some conditions

 

 

9. BG Car Insurance

 

About:BG car insurance has also been awarded with the ICS service mark for the claims service. This award recognizes the achievement in providing good customer service. Independent financial reviewer has received 1 out of 5 ratings from Defaqto. A star rating indicates where the product sits on the market based on the quality and prevalence of its features. On Fairer Finance, BG car insurance score 2 out of 5. BG car insurance has also been awarded with the ICS service mark for the claims service. This award recognizes the achievement in providing good customer service.

                                                                                                                                                     

Annually Price: £1719.81 per year

Monthly

1 x £343.96

10 x £164.41

Total —£1988.06

Excess:           

  • Voluntary £300
  • Compulsory £250
  • Total                    £550

 

Legal:£23.00 extra

Courtestcar:Yes

Breakdown:Yes

DEfaqto Expert Rating is 1 Star

Your policy includes…

Breakdown cover

    • Breakdown cover————————Included
    • European breakdown cover———–Optional upgrade
    • Breakdown upgrades available——-Roadside assistance / Tow to nearest garage / Homestart / Onward travel

Courtesy car

    • Courtesy car—————————–Included
    • Type of courtesy car——————–Not defined
    • Days available—————————During repair
    • Courtesy car – total loss—————-Not included

Windscreen cover

    • Windscreen cover————————-Included
    • Excess (repair)——————————Information not available
    • Excess (replace)—————————–£50

Personal accident cover

    • Personal accident cover——————-Included
    • Death cover———————————£5,000
    • Disability cover—————————–£5,000
    • Personal accident max age—————-70

Protected no-claims bonus

    • Protected no-claims bonus—————-Included

Driving abroad

    • Use outside of UK—————————Included
    • Number of days included——————–90
    • EU cover/Green card————————-Included

Personal effects cover

    • Personal effects cover————————Included
    • Amount of cover——————————-£100

Your policy could include…

These features are available to add to your policy for an extra cost.

Legal cover

    • Legal cover—————————————£23.00
    • Amount of cover——————————–£50,000

Not included

A few features are not available on this policy

Repairs

    • Type of repairs guaranteed——————–Not included
    • Repair guarantee (years)———————–0
    • Non-approved repairer excess—————-No

Pros:

  1. Breakdown cover of car is included.
  2. Windscreen cover is included in this policy.
  3. Personal accident is cover in this plan.

Cons:

  1. Repairs of car is not included

 

10. Acorn Car Insurance

About: Acorn Insurance specializes in providing effective, practical insurance for every type of motorist. This means that they keep in mind the needs of everyone while developing a personal insurance policy. Often, this car insurance can be problematic if your driving history considers the standard insurance provider to be ‘normal’.

At Acorn Insurance, they can help provide specialist car insurance for those who have driving determination, as well as anyone who – for any reason – can find the private car cover difficult to find. Our expert, expert car insurers are happy to help anyone find affordable, consistent insurance, no matter what your driving background is. Therefore, if you need an expert cover, they provide private car insurance that is always consistent with your specific, personal needs.

Annually Price: £1734.76 per year

Monthly

              1 x £260.21

              10 x £169.58

Total —£1956.01

Excess:           

  • Voluntary £250
  • Compulsory £1000
  • Total                    £1250

 

Legal:Yes

Courtestcar:Yes

Breakdown:£56.10 Extra

DEfaqto Expert Rating is 2 Star

Your policy includes…

Legal cover

    • Legal cover———————————Included
    • Amount of cover————————–£100,000

Courtesy car

    • Courtesy car——————————-Included
    • Type of courtesy car———————-Small hatchback
    • Days available—————————–During repair
    • Courtesy car – total loss——————Included
    • Days available – total loss—————-7

Windscreen cover

    • Windscreen cover————————–Included
    • Excess (repair)——————————£0
    • Excess (replace)—————————-£60

Protected no-claims bonus

    • Protected no-claims bonus—————Included

Personal effects cover

    • Personal effects cover———————Included
    • Amount of cover£100

Your policy could include…

These features are available to add to your policy for an extra cost.

Breakdown cover

    • Breakdown cover—————————£56.10
    • European breakdown cover—————Optional upgrade
    • Breakdown upgrades available———–Roadside assistance / Tow to nearest garage / Recovery / Homestart / Onward travel

Not included

A few features are not available on this policy

Repairs

    • Type of repairs guaranteed—————Not included
    • Repair guarantee (years)——————0
    • Non-approved repairer excess———–No

Personal accident cover

    • Personal accident cover——————-Not included
    • Death cover———————————-£0
    • Disability cover——————————£0
    • Personal accident max age—————-Not applicable

Driving abroad

    • Use outside of UK————————–Optional upgrade
    • Number of days included—————–Unlimited
    • EU cover/Green card———————–Included

Pros:

  1. Legal Cover up to £100,000 is included in this plan.
  2. Courtesy Car is included in this policy.
  3. Windscreen Cover also included without any excess charge.

Cons:

  1. Repairs of car is not include.

Check out some of the top ranked car insurance providers and compare them.

Conclusion:

More than car insurance policy price is very low as compare to all other companies plan. And it’s also cover many features as compare to other. Its DEfaqto expert rating is also 5 star. Now we talk about Liverpool Victoria policy plan, Its annual price is little bit same with more Than Car Insurance but it is not cover many features as compare to More Than car Insurance policy plan. Admire Little box car Insurance policy is low budget black box cover insurance policy plan. It is cover all black box features and also they full fill all demands of customer.

Now we talk about BG Insurance policy plan, its DEfaqto Expert rating is only 1 star. Its annual fees and excess fees is also high as compare to other policy plan. And they cannot give any extra benefits to their customer according to price. Acorn Insurance also have same issue as BG Insurance policy. It’s also not give any extra benefit to their customer.

On my opinionAdmira Little Box car Insurance policy is beat policy plan as compare to all of them. I know More Than car Insurance and Liverpool Victoria car insurance policy price are lower than Admira Little nox insurance plan but Admira policy price is little bit high but its give you enough features benefits as compared to both of them. This policy plan also give you Black Box all features in this policy plan and it’s not take any extra charges.

 

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